In Baccarat, players bet on which of two hands, the Player or the Banker, will be closest in value to 9, or whether the hands will tie. The game is played with 8 decks of cards, shuffled regularly by the dealer.
Card values
Card | Value |
Ace | 1 |
Face cards and tens | 0 |
All other cards | Face value |
If the total value of a hand exceeds 10, subtract 10 to get the Baccarat value. For example, 8 + 8 = 16, which counts as 6.
A two-card total of 9 is the best hand and is called a Natural.
The second best hand is a Natural 8.
If both hands are identical, the game ends in a Tie.
Placing a bet
Select your chip value from the Bank window.
Click on the Player, Tie, or Banker area on the table.
Once the timer runs down, the dealer begins dealing.
If a game is already in progress, wait for it to complete before placing a bet.
Third card rules
Player's hand
Point value of first two cards | Action |
0, 1, 2, 3, 4, 5 | Draws a third card |
6, 7 | No more cards |
8, 9 | Natural, no more cards |
Banker's hand
Banker's point value | Draws when Player's third card is | Does not draw when Player's third card is |
0, 1, 2 | Always draws | — |
3 | 0, 1, 2, 3, 4, 5, 6, 7, 9 | 8 |
4 | 2, 3, 4, 5, 6, 7 | 0, 1, 8, 9 |
5 | 4, 5, 6, 7 | 0, 1, 2, 3, 8, 9 |
6 | 6, 7 | 0, 1, 2, 3, 4, 5, 8, 9 |
7 | Always stands | — |
8, 9 | Player cannot draw | — |
Payouts
Winning hand | Odds |
Banker (5% commission applies) | 1 to 1 |
Player | 1 to 1 |
Tie | 8 to 1 |
Game controls
Control | Function |
Chat | Talk to the dealer or supervisor |
Statistics | Shows live totals being bet by other players at the table |
Limits | Shows the minimum and maximum bets for the table |
Big Road | Shows recent results and game history for the table |